Refinance Calculator

Mortgage Consolidation & Refinancing Calculator
This calculator will help you to decide whether or not it would be advantageous for you to consolidate a first and second mortgage and refinance into a single mortgage with a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs. Note: Be sure to only include the principal and interest portion of your monthly mortgage payment, i.e., do not include any escrow portions (property taxes, insurance, etc.).
First Mortgage
Enter the principal balance of your first mortgage:
(call your mortgage lender and ask for the current payoff amount)
Enter the amount of your monthly mortgage payment:
(principal and interest portion only)
Enter your first mortgage's current interest rate:
Second Mortgage
Enter the principal balance of your second mortgage:
(call your mortgage lender and ask for the current payoff amount)
Enter the amount of your monthly mortgage payment:
(principal and interest portion only)
Enter your second mortgage's current interest rate:
Refinancing
Enter interest rate you will be refinancing at:
Enter the number of years you will be refinancing for:
Enter the closing costs :
(Typically, # of points is "2" or dollar amount is .02 times the principal)
Would you like to finance the closing costs?
Apply Online Start funding your loan today

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Call Us: (920) 360-9169

Email Us: angela@csm-wi.com

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Testimonials

What People Are Saying

"Angela does a great job with her clients, makes them feel at ease that they can afford what they are buying as well as having a variety of loan products to choose from so that it is the right loan product for you, the buyer."

Diane Walczyk
Resource One Realty, Llc July 22, 2015

We had a loan that was kind of tricky, and tried two other lenders before Angela was recommended to us. She got it done in a very quick manner w no problems and very little effort on our part! She was very thorough and very easy to work with, and I would highly recommend using her skills if you need a lender. 
5 STARS
05/14/2014 - AmyHaberstein 
Closed purchase loan. Green Bay, WI

We've owned our house for 10 years and decided to re-fi for a lower interest rate. We contacted Angela on a referral from a friend and we are glad we did. We've since referred her name to at least 4 other people since our re-fi earlier this year. Angela takes all of the worries out of the process.  
5 STARS
01/24/2014 - ewery 
Closed refinance loan. Green Bay, WI